Does a company have to give you notice in order repo car?

In the United States, a company must give you notice before they can repossess your car. This is called a "right to cure" notice. The notice must tell you that the company is planning to repossess your car and give you a certain amount of time, usually 10 days, to bring your account current.

If you do not bring your account current within the time specified in the notice, the company can repossess your car. They must do so in a peaceful manner, and they cannot use force or violence.

If your car is repossessed, you have the right to get it back by paying the full amount of the debt, plus any fees and charges. You also have the right to dispute the repossession if you believe it was illegal.