Best Travel Rewards Credit Cards & How to Choose

Top Picks (2024)

• Chase Sapphire Preferred: 2× travel/dining, 1× else; $95 AF (waived year 1).
• Amex Gold: 4× dining/US supermarkets (up to $25K), 3× flights, 2× gas; $250 AF (waived year 1).
• Citi Premier: 3× dining/travel/gas/groceries; $95 AF (waived year 1).
• Capital One Venture: 2× miles all spend; no AF.
• Barclaycard Arrival Plus: 2× miles all spend + $100 travel credit; $89 AF (waived year 1).

Choosing the Right Card

• Travel habits: Fly often? Prioritize airfare bonuses. Hotel loyal? Hotel perks. Car rentals? Rental rewards.
• Budget: No-AF cards (Venture) vs. premium (Amex Gold).
• Credit score: Premium cards need good/excellent credit.

Maximize Rewards

• Grab sign-up bonuses (up to 100K points).
• Put all spend on the card.
• Redeem for free travel (flights, hotels, cars).
• Stack with promo codes/discounts.