What type of temporary disability benefits are there in North Carolina?

North Carolina does not have a state-funded temporary disability insurance program. However, there are several other sources of temporary disability benefits that may be available to workers in North Carolina, including:

- Employer-provided disability insurance: Some employers offer short-term disability insurance (STDI) as a voluntary benefit. STDI can provide wage replacement benefits for employees who are unable to work due to a non-work related injury or illness.

- Private disability insurance: Individuals can also purchase private disability insurance policies from insurance companies. Private disability insurance can provide wage replacement benefits for both work-related and non-work related disabilities.

- Social Security Disability Insurance (SSDI): SSDI is a federal program that provides monthly benefits to individuals who are unable to work due to a disability that is expected to last at least 12 months or result in death.

- Workers' compensation: Workers' compensation is a state-funded program that provides wage replacement benefits, medical care, and other benefits to workers who are injured or become ill as a result of their job.

It is important to note that eligibility requirements and benefit levels vary for each type of temporary disability benefits. Individuals who are unable to work due to a disability should explore all available sources of benefits to determine what options may be available to them.

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