Can a credit card company sue you in the state of Texas?

Yes, a credit card company can sue you in the state of Texas if you fail to pay your debts. The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers from abusive or unfair debt collection practices, but it does not prevent creditors from suing debtors for unpaid debts. In Texas, a credit card lawsuit is most likely to be brought in the Justice of the Peace Court, County Court, or District Court, depending on the amount in controversy.