Check with your insurance company. Ask if it will reimburse you for items lost or stolen during your cruise. Some credit cards offer limited insurance protection to cardholders. Purchase additional travel insurance if needed and verify what the insurance covers. Not all travel insurance covers theft or loss.
Keep important belongings with you when boarding. Checking in your luggage and having it delivered to your stateroom is convenient. However, there's an increased risk of loss, damage or theft associated with checked luggage. The fewer hands your belongings pass through, the safer.
Watch your surroundings carefully. It may be tempting to lower your guard on a cruise ship, but you should take the same precautions with your belongings that you would in everyday life. Remember that distractions increase the likelihood that you will become careless and lose track of items. Ask your travel companions to help you keep an eye on your belongings.
Review safety and security procedures as soon as possible after boarding. Ask questions about any concerns you have.
Take valuable belongings to the purser's office for storage in the ship's safe. Keep claim checks, receipts or other documentation in a safe place.
Use your stateroom's safe and keep the key or combination on your person at all times.
Report any mechanical problems in your stateroom promptly. A leak that seems small can lead to a flooded stateroom and ruined belongings.