Carry out research. Find out the models available that suit your needs, companies/agencies selling cars and prices for new and used cars. A suitable car should be fair-priced with readily available spare parts. Make inquiries on after-sales services offered by the car company as well as test drive services offered before the car can be purchased.
Get the funds you need. Financing for cars is available in car loans from banking institutions and car agencies. Personal savings are the best source of money for purchasing cars. A few car dealers will allow you to buy a car on credit for an extra cost after assessing your credit-worthiness (see Reference 1).
Make an official purchase order. Select reputable car manufacturers or dealership companies for quality assurance. Outline the types of models you are interested in, their registration and insurance requirements and inquire about a test drive. Buyers of used cars should access the history of the vehicle and examine its full registration documents, available warranties and certificates in case it is a certified car (see Reference 2).
Test drive the car you would like to purchase. Bring a mechanic to offer professional advice and feedback on the features and dynamics of that model. Make an informed choice based on the test drives and insurance and registration requirements.
Purchase and register the car. Register the car by applying to the Regional Transport Officer (RTO)/ Transport Department in your area of residence. The address is given in the References section below. Pay for the insurance from an insurance firm. Car insurance in India is mandatory and insurance is renewed annually. Consider the premiums to be paid, goodwill of the company, garage tie-ups and mode of payment for premiums. A garage tie-up is a partnership between the car manufacturer and a garage to service cars for its customers at subsidized rates. You can find insurance firms online (see Reference 3).
Verify acquisition documents. Ensure the car's registration is correctly written and the transfer documents are written in your name in case the car is a used model. Drive off safely.
