You should first read the repossession notice carefully to understand your rights and responsibilities. This notice should provide you with information about the timeline for redeeming your vehicle, the amount you owe, and any other relevant details.
If you want to claim the vehicle as property, you may need to take legal action to prevent the repossession or to reclaim the vehicle after it has been repossessed. This may require hiring a lawyer or taking other legal steps to assert your rights.
I recommend consulting with a qualified attorney who specializes in consumer protection or vehicle repossession laws in North Carolina. They will be able to advise you on your specific situation and the best course of action based on the relevant laws and regulations in your state.