Cost of Living in Staten Island, NYC: 2024 Breakdown

Staten Island is the most affordable NYC borough, but costs remain above national averages.

Housing (2024 Estimates)

• Median home price: ~$580,000 (vs. Manhattan $1.1M, Brooklyn $750K, US $412K)
• Median 2BR rent: ~$2,100/mo (vs. Manhattan $4,000, Brooklyn $2,900, US $1,300)
• Avg mortgage (20% down, 30-yr 6.5%): ~$2,900/mo
• Utilities (electric, gas, water, internet): ~$250/mo

Transportation

• MTA monthly pass (express bus + subway): $132
• Car insurance (NYC avg): $250–$350/mo
• Gas: ~$3.50/gal
• Staten Island Ferry: Free (to Manhattan)

Food & Daily Life

• Groceries (family of 4): $1,000–$1,200/mo
• Restaurant meal (mid-range): $20–$30/person
• Coffee: $3–$5

Healthcare (Family of 4, Employer-Sponsored)

• Premium: $500–$800/mo (employee share)
• Copays: $25–$50/visit; ER $150–$500

Other

• Childcare (full-time): $1,500–$2,200/mo
• Entertainment: $300–$500/mo

Bottom Line

A family of 4 needs ~$10,000–$12,000/mo after tax for a comfortable life. Single adult: ~$4,500–$5,500/mo. Lower than other boroughs, but not "cheap" by US standards.