When repoing a car in Florida if debtor does not give up the keys are you allowed to have key cut?

In Florida, if a debtor does not voluntarily surrender the keys to a repossessed vehicle, the creditor or repossession agent may have a key cut in order to repossess the vehicle. However, the creditor or repossession agent must first obtain a court order authorizing them to do so.

The court order will typically specify the make, model, and year of the vehicle, as well as the location where the vehicle is located. The order will also authorize the creditor or repossession agent to use reasonable force to enter the property where the vehicle is located and to cut a key if necessary.

Once the court order has been obtained, the creditor or repossession agent may proceed to repossess the vehicle. If the debtor attempts to interfere with the repossession, the creditor or repossession agent may use reasonable force to protect themselves and the vehicle.

It is important to note that the laws governing repossession vary from state to state. Therefore, it is important to consult with an attorney familiar with the laws in Florida before attempting to repossess a vehicle.