Can you work part time in New York if collecting Social Security Disability Income?

Yes, you can work part-time in New York if you are collecting Social Security Disability Income (SSDI). However, there are some restrictions and limitations that you need to be aware of.

Earnings Limit: The Social Security Administration (SSA) has a limit on how much money you can earn from work while receiving SSDI. This limit is known as the "substantial gainful activity" (SGA) amount. For 2023, the SGA amount is $1,470 per month for non-blind individuals and $2,460 per month for blind individuals. If your earnings exceed the SGA amount, your SSDI benefits may be reduced or even stopped.

Trial Work Period: If you are able to work more than the SGA amount, you may be eligible for a trial work period. This is a period of up to nine months during which you can work and earn more than the SGA amount without your SSDI benefits being affected. The trial work period begins the first month you earn over the SGA amount.

Extended Period of Eligibility: Once your trial work period ends, you may be eligible for an extended period of eligibility (EPE). This is a period of up to 36 months during which you can continue to receive SSDI benefits even if you earn more than the SGA amount. The EPE begins the first month after your trial work period ends and you continue to have a qualifying disability.

It is important to note that the rules for working while collecting SSDI are complex and can vary depending on your individual circumstances. If you are considering working part-time, it is important to talk to your Social Security representative to make sure you understand the rules and how they apply to you.