The basic health insurance package covers a wide range of services, including:
- Primary care services, such as doctor's visits, preventive care, and laboratory tests
- Hospitalization
- Specialist care
- Emergency medical care
- Dental care
- Pharmaceutical care
- Rehabilitation services
The cost of health care in Bulgaria is relatively low compared to other European countries. The average monthly health insurance contribution for an employee is around 8% of their gross salary. Employers also contribute 8% of their employees' gross salaries to the health insurance fund.
In addition to the mandatory health insurance contributions, patients may also have to pay co-payments for some services, such as hospital stays and specialist consultations. The co-payments are usually a small percentage of the total cost of the service.
For those who cannot afford to pay the co-payments, there are a number of social assistance programs that can provide financial assistance. These programs are means-tested, and the amount of assistance provided depends on the patient's income and assets.
Overall, Bulgaria has a relatively affordable and accessible health care system. The system provides basic health care services to all citizens and permanent residents, and the cost of health care is relatively low.