Can You Recover Your Deductible from the Driver Who Hit Your Fence?

Whether you can recover your deductible depends on fault determination and insurance coverage:

  1. Other driver fully at fault: File a claim with their insurer; they may cover your fence repair and reimburse your deductible.
  2. Shared fault: Recovery is proportional. If you're 30% at fault, you might recover 70% of your deductible.
  3. Your policy has deductible reimbursement: Some comprehensive/collision policies include this; you'd claim through your own insurer.

Review your policy and consult your insurance agent or a claims adjuster for case-specific guidance.

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