Can You Recover Your Deductible from the Driver Who Hit Your Fence?
Whether you can recover your deductible depends on fault determination and insurance coverage:
- Other driver fully at fault: File a claim with their insurer; they may cover your fence repair and reimburse your deductible.
- Shared fault: Recovery is proportional. If you're 30% at fault, you might recover 70% of your deductible.
- Your policy has deductible reimbursement: Some comprehensive/collision policies include this; you'd claim through your own insurer.
Review your policy and consult your insurance agent or a claims adjuster for case-specific guidance.